For patients without dental insurance — or those frustrated with coverage limitations — an in-house membership plan may be a better option. Here's how to compare.
The Problem with Traditional Dental Insurance
Traditional dental insurance was designed decades ago and hasn't kept pace with the cost of dental care. Annual maximums of $1,000–$2,000 haven't changed significantly in 40 years, despite the fact that dental costs have risen substantially. Many patients hit their annual maximum after a single crown, leaving them to pay 100% out-of-pocket for any additional treatment.
What Is an In-House Dental Membership Plan?
An in-house membership plan is a direct arrangement between you and your dental practice. You pay an annual fee that covers preventive care (exams, cleanings, X-rays) and provides a discount on all additional treatments. There are no insurance companies involved — no claim forms, no waiting periods, no annual maximums, and no coverage denials.
The Accent Care Plan: What's Included
The Accent Care Plan at Accent Family Dentistry includes two routine exams, two professional cleanings, bitewing X-rays, and one emergency exam per year — plus a 15% discount on all additional treatments. The Individual Plan is $349/year. There are also Child and Perio plans available.
Is a Membership Plan Right for You?
A membership plan is an excellent option if you don't have dental insurance through your employer, if your insurance has high deductibles or low annual maximums, if you're self-employed or retired, or if you're frustrated with insurance claim denials and waiting periods.
Call Accent Family Dentistry in Angier, NC at 919-639-3911 to learn more about the Accent Care Plan and enroll today.
About the Author
Dr. Brenda Gong is the founder and lead dentist at Accent Family Dentistry in Angier, NC. She is committed to providing personalized, evidence-based dental care to patients throughout Angier, Fuquay-Varina, Apex, Lillington, Holly Springs, and surrounding North Carolina communities.